Simple Basics of Personal Finance
- Description
- Curriculum
- FAQ
- Reviews
In today’s world, our personal financial health is vital. This course explains the basics to help you understand what’s involved and how everything works. This also serves as an introduction to help relate personal finances to business finances. Using common, everyday language and “real world” experience and examples, instructor Ron Trucks makes the concepts and principals for anyone to understand and relate to, regardless of your previous financial or math experience.
Topics include:
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What’s the difference between banks, credit unions and other financial institutions?
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Explaining savings, checking, debit cards, credit cards…
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Other methods to making payments than cash or checks
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Borrowing money and the basics of loans
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Auto loans, home loans, paying for college and higher education
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Payday loans – The good, the bad and the ugly
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Other “Grown Up” stuff including payroll taxes, insurance, social security, saving for retirement, identity protection…
Enrollment in the course includes:
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Customized note sheets for each lesson in the course for your personal comments and notes
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Lifetime access
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Free membership in our online, students-only support group thru Facebook
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Lifetime discount to all other bsnsAtlas courses, materials, and learning matter
The course is also serves as a great introduction for teens and young adults in helping them start to understand life economics and how all the pieces work together, along with a general refresher looking to establish credit, finance their first home, or take the first steps of personal, small business ownership.
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1
Course OverviewTake a quick look through the entire course and see what we have planned!
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2
Tips for the Experience
Here are some tips to make the entire course-taking experience easier and more productive.
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3
Instructor and Resources Intro
Learn about your instructor along with the additional resources we've developed to compliment the video lectures.
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4
Financial Institutions and Banks vs Credit Unions
Learn the difference between banks, credit unions, and other types of Financial Institutions.
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5
Savings
Invaluable to good financial health are basic savings.
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6
Checking Accounts and Making Payments
In today's world, some form of a checking account is a necessity to make electronic payments.
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7
NSF vs Overdraft - Does It Matter?
What's the difference between NSF fees and Overdraft fees? Does it matter?
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8
Understanding Credit & Debit Cards
Debit cards are different from credit cards. Learn the difference.
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9
Other Payment Methods - Mobile Payments, Prepaid Cards and More...
Other ways to pay than credit and debit cards are explained.
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10
Banking Quiz
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11
Borrowing Fundamentals
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12
Credit Score
One of the most important aspects of your financial life is explained.
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13
The Basics of Loans
Understand the basic principals and elements of borrowing money.
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14
The Loan Process
The actual process of borrowing money is explained.
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15
Auto Loans
Auto loans to buy cars are one of the most common loans.
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16
Home Loans - Are You Ready?
Work through information and questions to help you decide if you're ready to become a home owner.
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17
Home Loans - Mortgages
The specific details about mortgages and borrowing money for a home.
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18
Higher Education Loans - The Basics
Learn the basics of paying for college, trade schools and all types of Higher Education.
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19
Higher Education Loans - 529 Plans
The IRS makes it easier to save for college with 529 Plans. Find out how...
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20
Payday Loans
Payday loans are a quick way to get money for a short term, but be aware!
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21
Borrowing Money Quiz
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22
Introducing the Section
A look at what kind of topics will be covered in the "Other Grown Up Stuff" section of the course ANDÂ how to request topics you'd like to see.
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23
Payroll and Income Taxes
The basics of Payroll and Income Taxes along with forms and processes for filing.
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24
Insurance - The Overview
The major types of insurance explained along with how insurance claims work.
